Inputs



Deal Details

Financing Option

Mortgage Details
60%65%70%75%80%
Bridging Details
60%65%70%75%80%
Refinance Details
60%65%70%75%80%


Costs, Tax & Forecast Assumptions
SDLT is calculated automatically only for England and Northern Ireland; enter the applicable amount manually for Wales or Scotland.
Purchase costs
Running costs
Tax and ownership
Company tax is a simplified estimate. It does not model associated companies, losses, reliefs or personal tax when profits are withdrawn.
Loan and refinance assumptions
Forecast and exit assumptions
Results
Headline deal metrics
Rental performance
Capital growth and exit
Based on selected long-term assumptions.
Cash Invested at Purchase — Breakdown
Property funding
Purchase deposit / cash purchase price£0
Cash-funded refurbishment (including contingency)£0
Purchase costs
Stamp Duty / property tax£0
Conveyancing fees£0
Sourcing fee£0
Loan and finance fees£0
Total cash invested at purchase£0
Cash Left In After Refinance — Breakdown
Your original investment
Cash invested at purchase£0
+ Purchase-finance payments before refinance£0
Refinance proceeds
Gross refinance loan£0
− Original finance balance at refinance£0
− Refinance arrangement and legal fees£0
− Original finance exit fee£0
Net cash released£0
Capital retained
Cash left in after refinance£0
Monthly Rental Cash Flow — Breakdown
Rental income
Rent received after void allowance£0
Operating and finance costs
− Management fee£0
− Maintenance reserve£0
− Service charge and ground rent£0
− Insurance, compliance and licences£0
− Additional rental expenses£0
− Loan payment£0
Monthly rental cash flow before tax£0
Tax
− Estimated monthly tax provision£0
Monthly rental cash flow after tax£0
Gross Yield — Breakdown
Gross rental yield
Annual headline rent£0
Purchase price£0
Gross yield0%
Annual Rental Return on Investment — Breakdown
Before tax
Annual rental cash flow before tax£0
Cash at risk£0
Annual rental return on investment before tax0%
After tax
Annual rental cash flow after tax£0
Annual rental return on investment after tax0%
Estimated Property Value — Breakdown
Starting point
Starting property value£0
Growth assumption
Expected annual capital growth0%
Projected outcome
Estimated property value after term£0
Increase in value0%
Total Return Including Sale — Breakdown
Property sale
Estimated property value£0
− Sale costs£0
− Loan balance at sale£0
− Estimated tax on sale£0
Net sale proceeds£0
Rental income during ownership
+ Projected post-tax rental cash flow£0
Your investment outcome
− Cash remaining invested£0
Total return including sale£0
Total return on cash remaining invested0%
Interest-rate sensitivity
Interest-only stress: annual rent received divided by annual interest (ICR), plus annual pre-tax cash flow after non-finance operating costs.
RateICRAnnual cash flow